Reader’s Question:

My husband just lost his job. I have two teen daughters who are both studying. Things are not doing very well for my family. I must say this is the worst year we ever had. I’m having so much problem making ends meet. Bills keep coming up and unpaid bills keep pilling up. Both my teen daughters are under my auto insurance policy and that only makes matter worse. Having two teen daughters just make my auto insurance rate to go up. Can you give me some tips on how I can lower my auto insurance rate in Arizona? I really need all the tips on how to save on my car insurance premium.

Millie

Glendale, AZ

I’m sorry to hear that. I hope your husband would get another job the soonest possible time.

As to your question, I heard from my uncle (who is an auto insurance agent himself here in Arizona) that there are several discounts that auto insurance companies offer. These discounts are:

• If you’re a good driver and is not involved in any accidents;
• If you get insurance both for your home and vehicle under the same insurance company;
• If you have several vehicles under your auto insurance policy;
• If your teen daughters are getting good grades;
• If no one smokes in your household; and
• If you have safety features in your car like automatic seat belts, airbags, etc.

In addition, increasing your deductibles for collision and comprehensive coverages would also decrease your auto insurance premium. Ask you car insurance agent now in Arizona to see if you could avail of those discounts.

Tags: car insurance rate, cheap car insurance, good driver discount, teen car insurance