Disability Insurance
Who needs disability Insurance? Every one does. Three out of four people will become disabled at some point in there life, albeit temporarily. As an agent, maybe one out of every ten of my clients has disability insurance. This scares me. People need to have this coverage because we can’t afford to be disabled! Most Americans [...]
Michigan Disability Benefits
What is most overlooked for self-employed benefits today? Disability insurance by far. Michigan disability insurance protects you if you become disabled and unable to work. Examples of how disability insurance in Michigan can help? If you become ill, in an accident, how would you survive?
The average Michigan disability insurance plan covers roughly sixty percent of [...]
Why Don’t You Have Disability Insurance?
I was talking with some folks in my office about why so many clients don’t have Disability Income Insurance. We were going through various contacts, clients, etc. and trying to determine some of the reasons we’ve heard, and some reasons we’ve inferred.
First, I have to tell you what Disability Insurance does. If you have DI, [...]
Disability Insurance Structure?
Disability Insurance is a complicated issue, especially for clients that don’t do their homework to, in effect learn enough to become their own disability expert.
In the old days, disability insurance was perceived to be expensive, both from the point of view of the client, and more interestingly, from the point of view of the agents [...]
TIE MY SHOE TONY
A basic level of common sense and competence is necessary to tie ones shoe. It has come to our attention that Town Clerk Laura Wabno has Velcro shoes and this explains what we
are dealing with in the Town Clerks office. During a Board of Aldermen meeting on September 25th, Wabno managed to do the [...]
ESTATE PLANNING vs. ADVANCED ESTATE PLANNING
Who needs what? What’s the difference?
Everyone has an estate. Rich or poor, it doesn’t matter. When you die, you leave behind an estate. For some, this can mean property, cash money, assets and more. For others it could be as simple as the $10 bill in their wallet and the clothes [...]
Latest McCain Ad: Keep The Change
I honestly find the thought anybody’s hard earned money is given to those who pay no taxes. My husband is the main bread winner in our house. He works for a major aircraft company (Author’s Note: It isn’t Boeing.) in Kansas. And he works hard. I no longer work but not by choice. The VA [...]
51 days
i’ve been writing this post in my head for a few days now, but i held off on writing it because i hoped that i would have more good news and i figured it would be best to clump all the good news together. but sometimes, life doesn’t turn out that way, so the good [...]
Cynthia Elsberry: Horry’s $200K educator
Not enough money for school bus fuel?
Times are tough in Horry County. Parents are worried that public schools will be hit hard by the budget crisis.
Jim Rex, the state’s superintendent, has warned of possible job cuts for teachers or a shortened school week to save bus fuel.
Horry’s own Superintendent, Cynthia Elsberry, has talked about the [...]
Protect Yourself with a Disability Insurance Quote in Nashville
Could you maintain your same standard of living if you were temporarily or permanently injured? Would your family be protected if something were to happen to you? With a disability insurance quote in Nashville, you can protect yourself, as well as those that you love, with a policy that provides financial protection.
When you become temporarily [...]
Lets Get Your Best Insurance at ProtectYourIncome.com Now
Disability insurance policies provide financial support in the event the policyholder is unable to work because of disabling illness or injury. It provides monthly support to help pay such obligations as mortgages and credit cards.
ProtectYourIncome.com is the best site that provide information and guidance about disability insurance for professionals including physician disability insurance, resident physicians, [...]
What Everyone Should Know About Protecting Themselves in a Recession
Six Steps You Can Take to Minimize Your Risk in Uncertain Times
1 – Control What you Can Control
The tremendous turmoil in financial markets and financial institutions has caused a great deal of concern for many of us. It’s important to realize that, while we cannot control what happens in the stock market, we can control [...]
Over $1 Million Stimulus Payments Unclaimed in Kane County
When Congress authorized Economic Stimulus payments, most people claimed their payment by filing their 2007 tax returns. However, more people are eligible to claim their payment than those who file tax returns, and many have not claimed their stimulus payment yet. If you know of low-income seniors, disabled veterans, or people with disabilities who did [...]
Bailout? or Help me I’m drowning, I never learned to swim!
Regarding the bailout:
I think that every American who is hurting financially because of Wall Street’s fiascos should tell their own story and at the end say -
“Please bail me out Bush or the economy will go down the tubes.”
signed One Less Consumer of American Goods
Regarding the medical/insurance complex:
(Remember the military industrial complex?)
I think that every [...]
Farm Workers, need life insurance
Much like construction workers, farm workers are at high risk of injury or death due to the fact that they are constantly operating heavy machinery. There are hundreds of farm work related deaths a years and thousands of injuries for individuals working in farm fields. Life insurance and disability insurance are important for individuals in [...]
MarCom Manager (Dallas TX)
Trintech Group Plc (NASDAQ: TTPA) is a leading global provider of financial software and services specializing in reconciliation workflow, revenue enhancement, transaction risk management, and compliance for commercial, financial, and health care markets. For over 20 years, Trintech has been providing comprehensive, industry-leading solutions to financial departments seeking greater insight into critical transaction processes. Trintech [...]
Disability Insurance
I had an email from a client asking me to help them get disability insurance for them. The problem is, they have serious health problems already. This client has High Blood Pressure, and major back issues.
I explained to them that if we are able to get Disability Insurance for them, there would most likely be [...]
You Asked For It…
Several years ago, I met a man through my children’s school and activities who is a TV personality. He could be seen nationally on a four-letter network and was probably “living the dream” for most guys. As luck would have it, we struck up a casual friendship. We met for lunch every few months and [...]
Socialization of Wall Street
For the past decade, much brouhaha has been made of privatizing social security, formally known as the federal Old-Age, Survivors, and Disability Insurance (OASDI) program. That private individuals will better manage their own retirement funds than the federal government can. That it doesn’t perform as well as private pension funds do. That, all in all, [...]
O-Week: Day 4, Friday
At 7:30 this morning I was sitting at my kitchen table, having a coffee and eating a bowl of cereal. At 9:30, two hours later, I was holding a human lung. What a remarkable day!!
As you’ve already guessed, we had our first session with the cadavers this morning. The experience was incredible – it truly [...]
Fewer employers offer disability insurance
To complicate matters, fewer employers offer disability insurance than life insurance, and it’s much harder to qualify for individual disability coverage than for individual life insurance. The bottom line is that if you’re working and you need your income to live, you need disability insurance.
When you apply for disability insurance, the insurance company will tell [...]
Disability Insurance – Why You Need It Now More than Ever
Disability insurance is very important for many people and even for
the people who don’t need it. One never knows what can happen, so
to have this available is extremely important. A non-cancelable
disability contract guarantees that your policy cannot be canceled
or have the rates change as long as you continue to pay on time.
Another type, a guaranteed [...]
Life Insurance is on the mind
Life Insurance Comparisons and Settlements
Planning For Life Insurance by Jessica Summers
Due to lack of crystal balls & premonition, calculating the sum of life insurance for one’s desire is not an easy job. Insurance brokers and fiscal planners quote inexplicable formulas such as “5 [...]
Top Reasons Individuals Need Disability Insurance
In America approximately 30 percent of people will become disabled during their working years. And as many as half of all personal bankruptcies are due to disability. With these figures in mind, it’s worth taking a look at disability insurance, which is often overlooked or misunderstood.
According to EF Moody’s disability statistics, the top five reasons [...]